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Give your hard-earned savings the guaranteed return it deserves in a share certificate from Wellspring Credit Union. 

As versatile as shoeboxes can be, they tend to fall short in one essential category: security. A share certificate (commonly called a CD) is not only safe and secure, it also provides a guaranteed return with a higher earning potential. Enjoy a fixed dividend rate that increases with the term length and balance amount. Plan for your goals with greater ease — pick the term that works best for you today.



  • Fixed rates, higher than regular savings
  • Receive higher rates for higher balances and longer terms
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • Renews automatically upon maturity**
  • Free quarterly eStatements (combined statement with checking account)
  • $2,000 minimum deposit to open
Start setting aside for your goals.

*Early withdrawal penalty: A penalty may be imposed for early withdrawal, which may reduce account earnings on certificates and IRAs.

**Automatic renewal: At maturity, certificates will automatically renew for same term at the current market rate if not withdrawn, except where disclosed differently.