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Transition your home's equity into financing for a wide range of other needs. 

Mortgage payments come around every month. It’s about time they do something for you. Take advantage of our competitive rates, repayment terms up to 15 years, and our local, streamlined process for securing financing. The interest you pay might even be tax deductible* — making finally taking your kitchen from mod to modern sound that much better!


  • Competitive, fixed rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Family vacation
    • Home remodel projects
    • Debt consolidation
    • And other needs
  • The existing equity in your home is used as collateral backing (must be a Texas homestead residence)
  • Borrow up to 80% of the appraised value
  • Repayment terms up to 15 years
  • The interest paid might be tax deductible*
  • Local Southeast Texas decision-making and processing
  • Attentive, friendly service from start to finish 

Learn More

View our application needs list to see what you’ll need to start the process.

Ready to get started?

*Consult a tax advisor.