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At Wellspring Credit Union, we understand that accidents happen — such as forgetting to make a transfer or entering a receipt. When you bank with us, your checking accounts come with a couple of options to protect for these accidents. 

Overdraft Protection

This is a convenient, low-cost way to use the money you already have on deposit in another account to protect the money in your checking account. 

To request overdraft protection, simply call 409.697.2461 or come by and speak with a Wellspring Credit Union member service representative at one of our locations

Courtesy Pay*

This is a service that will protect your checking accounts with coverage for checks, bill payments, and automatic withdrawals. There is no coverage for ATM withdrawals and everyday debit card transactions. 

Questions? Give us a call at 409.697.2461.

Want to learn more?

* We pay overdrafts at our discretion, as defined in our Overdraft Disclosure. We do not guarantee that we will always authorize and pay every type of transaction that may result in an overdraft. You may waive Courtesy Pay, which provides automated paid overdraft service for checks, bill payments and automatic debit transactions, by visiting one of our locations or calling 409.697.2461.